Our Insurance Policies

Single Trip
  Europe
Up to
10 Days

Individual

  • Suitable for individuals planning only this holiday in the next 12 months.
  • Free insurance for children applies only to children accompanied by a Directski.com-insured adult.
  • Cover for persons up to 65 years old for the duration of this holiday.

    		•   

    Annual Multi Trip
      Worldwide
    Unlimited
    Trips

    Individual

  • Suitable if you are planning more than 1 holiday in the next 12 months.
  • Cover for persons up to 65 years old for 365 days from booking date.
  • Worldwide cover.
  • Maximum trip 31 days any one trip.
  • Unlimited number of trips.
  • Maximum cover for Wintersports 17 days.

    		•   
      Worldwide
    Unlimited
    Trips

    Couple

  • Suitable if you and/or your partner are planning more than 1 holiday in the next 12 months.
  • Cover for 2 persons up to 65 years old for 365 days from booking date.
  • Worldwide cover.
  • A couple is defined as a married couple or a couple of either sex who have been living together for at least 6 months as though they were married.
  • Maximum trip 31 days any one trip.
  • Unlimited number of trips.
  • Maximum cover for Wintersports 17 days.

    		•   
      Worldwide
    Unlimited
    Trips

    Family

  • Suitable if you and/or your family are planning more than 1 holiday in the next 12 months.
  • Cover for 2 adults up to 65 years old and up to 5 dependent children.
  • Worldwide cover.
  • Children must be unmarried, dependent on you and under 18 years of age (or under 23 years of age if still in full-time education) at the time you purchase cover.
  • Children are not covered whilst travelling on their own in any circumstances.
  • Maximum trip 31 days any one trip.
  • Unlimited number of trips.
  • Maximum cover for Wintersports 17 days.

    		•   
      Join a Couple or Family
    Multy Trip Policy

    If you want to book a multi-person or group policy, only one traveller from the group to be covered needs to purchase the policy. That person is considered to be the Proposer. The other travellers to be insured must also be associated with the policy. Do this by having them join the policy, selecting the correct proposer from the list provided.

    		 
      Don't
    Book
    Insurance

    If you prefer to use your own insurance policy, please provide your policy details below. The policy must be comparable to ours or better. If you do not currently have your policy details to hand, you may leave them blank for now and return to this page after booking.

    Important: your tickets cannot be issued until we receive full insurance details for all travellers.

    		 


    Travel Insurance Cover

    Schedule of Cover and Limits of Indemnity per insured person

    Section Limits Per Person Excess
    Cancellation and Curtailment Up to €3,000 €90 (Loss of Deposit €30)
    Hotel Services Failure €300 (€30 per day) Nil
    Medical Expenses including emergency assistance services €5,000,000 €90
    Home Physiotherapy N/A N/A
    Hospital Benefit €25 per day up to €600 Nil
    Personal Effeects & Baggage
    Single Item Limit
    Valuables Limit in total
    Travel Documents
    Baggage Delay    		 Up to €2,000
    €200
    €200
    €250
    Up to €180 (€60 per day)    		 €90
    €90
    €90
    €90
    €90
    Personal Money
    Cash Limit
    Cash Limit (under 18yrs)    		 €500
    €200
    €125    		 €90
     
     
    Overseas Credit Card Fraud €500 N/A
    Travel Delay €25 for first 12 hours and €13 for each 12 hrs (up to €300) N/A
    Holiday Abandonment €3,000 €90
    Petcare Cover €300 (€30 per day) Nil
    Hijack Up to €650 (€65 per day) N/A
    Missed Departure €650 €90
    Personal Accident
    Death (18-65 yrs)
    Death (under 18yrs or over 65 yrs)    		 Up to €12,500
    €6,500
    €3,000    		 Nil
     
     
    Personal Liability €2,500,000 €300
    Legal Expenses €12,000 €300
    Catastrophe Cover €1200 €90
    Home care Cover €300 (€30 per day) €65

    For Wintersports Policies

    Section   Limits Per Person Excess
    Wintersports Ski Equipment Owned €650 €65
      Hired €400 €65
      Single Item Limit €200 €65
    Ski hire €25 per day €250 N/A
    Ski pack €95 per day €400 N/A
    Piste closure €30 per day €250 N/A
    Avalanche Closure   €250 €65

    Please not that this Insurance contains certain exclusions relating to existing health conditions that affect You, Your travelling companions or anyone else upon whom Your travel plans may depend. This insurance excludes any claim arising directly or indirectly from your failure to seek medical advice on the advisability of undertaking the Trip when you, Your travelling companion(s) or anyone upon whom Your travel plans may depend has received in-patient treatment during the 12 months prior to effecting this insurance and / or booking each trip.


    If you, or if you are aware of any person whose ill health would force you to cancel or cut short you trip have, in the last eighteen months prior to taking out this insurance, suffered from or received any form of medical advice treatment of medication for:

    1. A Heart or circulatory related condition e.g. hypertension, Angina, Stroke, ...)
    2. A Lung or Breathing related condition other than well controlled mild asthma, suffered in isolation
    3. Any form of cancer.
    4. Any other medical condition(s) for which you are taking or have taken any prescribed medication during the last 18 months.

    You must contact OSG on 01 6619133 where our medical advisers will tell you if the condition can be covered and how much it will cost to do so. If you do not contact OSG, claims arising directly or indirectly from the medical condition will not be covered.


    Important Telephone Numbers:

    Healthcheck
    For a Health Check Evaluation please contact 01 6619133


    24-Hour Medical Emergency Service

    Please contact Medical Emergency Abroad
    Tel: +44 144 444 3222


    Making a Claim

    OSG Travel Claims
    Merrion Hall,
    Strand Road,
    Sandymount,
    Dublin 4.
    Tel: 01 6619133
    Web: www.osgtravelclaims.ie